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Notes for Guidance - Bankruptcy (Scotland) Act 2016 (as amended)

This guidance describes the general functions of Accountant in Bankruptcy, interim trustees, trustees and commissioners in relation to their responsibilities regarding bankruptcies which started on or after 30 November 2016.


16.7 BRO restrictions

The BAI team will request, on all occasions, when a BRO or interim BRO is granted, that the following will apply to the debtor for the duration of the order:

  • the debtor must disclose their status to a credit provider if they, either alone or jointly with another person, wish to get credit of more than £2,000
  • the debtor must disclose their status to a credit provider if they wish to get credit of any amount and already have debts of £1,000 or more

There are further restrictions relating to the debtor being unable to hold certain public office positions and jobs. It is the responsibility of the debtor to ensure they are aware of the full range of restrictions that apply when a BRO is imposed on them.

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