The Diligence against Earnings (Variation) (Scotland) Regulations 2024

Schedule 2 of the Debtors Scotland Act 1987 sets out the amount that can be deducted from an individual's wages when they are subject to diligence against earnings (more commonly referred to as earnings arrestment). 

The tables within the schedule have been reviewed and as a result, the Diligence against Earnings (Variation) (Scotland) Regulations 2024 were laid in the Scottish Parliament on 31 October 2024.

The proposed Regulations will increase protection for those in debt by raising the protected minimum amount beneath which deductions may not be taken from earnings by arrestment.

In addition, they will make some minor adjustments to the table bandings that determine how much an individual will have deducted from their earnings, if they earn above the protected minimum amount.

If passed by the Scottish Parliament, the Regulations will come into force on 6 April 2025.

The Regulations and relevant impact assessments are available on legislation.gov.uk.