The Debt Advice and Information Package (DAIP) is a booklet providing important information for debtors to help them deal with their creditors. The booklet provides information about the importance of seeking early advice and provides contact details for organisations which can help the debtor find an advice provider their local area. The booklet also contains information on common forms of enforcement, gives information about bankruptcy and trust deeds and provides details of other sources of debt advice.
Where the debtor is an individual, a creditor is required by law to arrange to provide a DAIP prior to using most types of diligence. There is a set timescale for the issue of a DAIP within each of the processes in which it is required. Generally it must be issued no earlier than 12 weeks before diligence is carried out. The DAIP must also be issued before a creditor presents a petition for the debtor's bankruptcy and prior to the issue of a Certificate for Sequestration.
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