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Trust Deeds

The following information is for use by trustees of trust deeds and also creditors and debtors who want to know more about the process.  All related guidance, including publications and legislation required for trust deeds are listed below.


Notes for guidance





Astra release notes



Common Financial Tool (CFT) Guidance

ASTRA user guide for trustees

ASTRA user guide for registered creditors

PTD Protocol 


Notes for Guidance

This section provides the protected trust deeds Notes for Guidance for trustees post bankruptcy reform - 1 April 2008, the protected trust deeds Notes for Guidance for the regulations introduced with effect from 28 November 2013 - 29 November 2016 and the protected trust deeds Notes for Guidance from 30 November 2016.

Sensitivity Obligation - Public registers

Trust Deed Publications

Trust Deed Guide From 30 November 2016

Trust Deed Guide 1 April 2008 - 27 November 2013

Trust Deed Guide From 28 November 2013

Each guide may also avalaible in alternative languagues. Please email AiB Facilities management to request a translation.

Other Publications

Debt and the Consequences

Debt Advice and Information Package


Bankruptcy (Scotland) Act 2016

The Protected Trust Deeds (Forms) (Scotland) Regulations 2016

Protected Trust Deeds (Scotland) Regulations 2013

Protected Trust Deeds (Scotland) Amendment Regulations 2010

Protected Trust Deeds (Scotland) Regulations 2008


Common Financial Tool etc. (Scotland) Amendment Regulations 2015

Common Financial Tool etc. (Scotland) Regulations 2014


All forms required for a trust deed from 30 November 2016 are listed below:

Forms required for trust deeds before 30 November 2016 

Forms for trust deeds awarded before 1 April 2015 are available on request from the trust deed team 

Astra release notes

Astra release note 1.77.3