Scottish Diligence Statistics 2022-23

Table 3 below shows that Notices of Inhibition increased by 207.1% in 2022-23 when compared with 2021-22. There were 4,585 Schedules of Inhibition in 2022-23, an 81.6% increase on the previous year. Schedules of Inhibition on the Dependence increased by 111.6%.

Note that an inhibition does not provide a direct means of debt recovery. However, it does prohibit a debtor from dealing with their heritable property after the inhibition takes effect, providing a safeguard to prevent the disposal of the assets. If an inhibition is registered against a debtor, they will not have the right to sell the property or to take out a secured loan (such as a second mortgage) against it.