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Showing 25 results

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  1. Scottish Statutory Debt Solutions - Annual Statistics: 2025-26 excel tables

    Statistics

    26 August 2026

  2. Debt solutions comparison table

    Table offering a comparison of debt solutions available in Scotland 

    Guidance

    20 January 2025

  3. Notes for Guidance - Common Financial Tool

    Notes for Guidance explaining the information and evidence requirements to support debt solution applications

    Notes for Guidance

    02 September 2026

  4. Notes for Guidance - Money adviser - Debt Arrangement Scheme

    This guidance is aimed at money advisers and describes their involvement and processes associated with the Debt Arrangement Scheme 

    Notes for Guidance

    11 November 2025

  5. Notes for Guidance - Payments distributor - Debt Arrangement Scheme

    This guidance is aimed at payments distributor and describes their functions associated with the Debt Arrangement Scheme 

    Notes for Guidance

    13 August 2024

  6. Notes for Guidance - Creditors - Debt Arrangement Scheme

    This guidance is aimed at creditors and describes their involvement and processes associated with the Debt Arrangement Scheme 

    Notes for Guidance

    07 October 2025

  7. Sensitivity obligation – public registers

    Guidance on information being withheld on the public registers maintained by AiB

    Guidance

    23 July 2026

  8. Stage Three Review – Final Report

    Final report outlines steps for modernising Scotland’s statutory debt solutions

    Reports

    12 March 2026

  9. Moratorium

    Details on moratorium application process, including how to apply, application guidance, and information for creditors. Also includes discussions on Mental Health Moratorium in Scotland.

    Bankruptcy, Protected Trust Deeds, Debt Arrangement Scheme

    04 August 2026

  10. Common Financial Tool

    Explore the Common Financial Tool (CFT) used to assess household income and expenditure for setting a contribution in all statutory debt solutions.

    Bankruptcy, Debt Arrangement Scheme, Protected Trust Deeds

    13 October 2025

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