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Notes for Guidance - Common Financial Tool

Notes for Guidance explaining the information and evidence requirements to support debt solution applications.


13. Appendix A

Income sources from which a contribution can be taken:

  • earnings
  • private pension
  • annuities
  • grants
  • trusts
  • rents
  • maintenance or child support paid to the debtor
  • boarders or lodgers
  • non-dependant contribution
  • bursary
  • foster Care professional fees (excludes Foster Care allowance)

This is not an exhaustive list.

Please note that in some cases, the individual terms and conditions of an agreement/award may indicate that a contribution cannot be taken. This is relevant to annuities, grants, trusts only.

Non-deductible state benefits and payments and allowances specified in the Social Security (Scotland) Act 2018 and the Scottish Child Payment Regulations from which a contribution cannot be taken:

  • Bereavement Allowance
  • Bereavement Payment
  • Best Start Grants
  • Category A Retirement Pension (Including Additional Pension)
  • Category B Retirement Pension
  • Category C Retirement Pension
  • Category D Retirement Pension
  • Carer’s Allowance
  • Carer’s Allowance Top-Up
  • Child Benefit
  • Child Benefit Child Tax Credit
  • Cold-spell heating assistance
  • Council Tax Benefit Disability assistance
  • Disability Living Allowance or Personal Independence Payment
  • Early years assistance
  • Employment and Support Allowance (ESA) Employment-injury assistance
  • Foster Care allowance
  • Funeral expense assistance
  • Graduated Retirement Benefit
  • Guardian’s Allowance
  • Housing Benefit
  • Housing Assistance
  • Incapacity Benefit
  • Income Support
  • Industrial Injuries Disablement Pension
  • Invalid Care Allowance
  • Jobseeker’s Allowance (Contribution-Based)
  • Jobseeker’s Allowance (Income-Based)
  • Kinship Allowance
  • Maternity Allowance
  • Personal Independence Payment
  • Scottish Child Payment
  • Short-term assistance
  • Social Fund Payments
  • State Pension Credit
  • Universal Credit
  • Widowed Parents Allowance
  • Winter heating assistance
  • Working Tax Credits

Benefit includes any increase of benefit for an adult or child dependant

This list is not exhaustive, and benefits and benefit titles and sources will change.

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